Skip to main content

Why We Have Insurance


When the house flood of 2010 was actually happening, I couldn’t breathe. I panicked, I cried, I imagined the tub falling through the floor like it does in the movies (and I don’t even have a tub in my bathroom). My beautiful wood floors, carpet and ceiling were all drenched – soaked with water and my brain totally forgot the concept of insurance. All I could think about was why did I try to save the $99 installation fee on my new faucet? Would have been cheaper than this destruction.

But we do have insurance, and it’s an amazing, wonderful thing in times like these. Yes, we did have a nice chunky deductible of $1,000, which I was willing to pay and ready for the hit. This was the first time I’ve ever had to file a home insurance claim. I was scared. I was worried they would blame it all on me, that they wouldn’t fix what was ruined.

But I was wrong.

After a couple of phone calls and discussions about the damages, my check arrived last week for new carpet, refinishing floors, fixing the ceiling and a couple of other minor things. And they just subtracted the deductible from what they owed me – which was awesome because I never had to pay that out of pocket!

So, off I went to Home Depot for new carpet. I know I wanted something soft (hubs has a bad foot and hates to walk on hard floor), something that wouldn’t show stains (yes my dog still pees on the carpet and we cannot get her to stop) and something that would last (current carpet is Berber and I put it in only three years ago and already looks awful).

So, of course when I saw the new line of Martha Stewart carpet at Home Depot, I knew I had to check it out.

Sidenote: I am an original Martha Stewart wannabe. I subscribed to her magazine while I was in college. It took me four days to make her gingerbread house with real sugar windows one Christmas and I coveted every issue of Martha Stewart Weddings until I actually had my own wedding (and I still sneak a peak of it now and again in the bookstore). I still love her ideas and everything about her, but I know that everyone else does too now – but I like to think I’m an original.

To Be Continued…

Comments

  1. Oh my gosh, our house flooded a few weeks ago, too. Sounds like y'all are making much faster progress. We are currently living in a hotel, with all of our belongings in storage. Our insurance company picked the contractor that will be doing everything (everything has to be gutted)-and so far they are aweful and haven't done anything! Best of luck to get all the repairs finished quickly. You are so right about how important it is to have insurance!!

    ReplyDelete
  2. Yay, I'm glad it worked out so well! Pretty exciting getting new carpets :) p.s. where did you get your kitchen table?? we're looking for a fab round pedestal table for our kitchen!

    ReplyDelete
  3. So glad you have insurance to take care of the flooding! Good luck finding a carpet!

    ReplyDelete

Post a Comment

I love to hear what you all think! Thanks for visiting and let me know you were here!

Popular posts from this blog

Baby Shower Inspiration Board: Sweet Little Things

It's been a while since I posted an inspiration board, so when I saw that Angie Harmon's friends threw her a candy-inspired baby shower this weekend, I thought it would be fun to come up with some ideas of what it may have looked like! Yummy!



New Addition to the Family...

Meet the newest member of our extended family, Sporky. Sporky arrived Christmas day and was the one and ONLY thing my 12-year-old nephew wanted for Christmas. I've never held a hedgehog before now and it's not a pleasant experience when they point their spikes out at you, but Sporky started to overcome his shyness as the holidays passed and he's starting to get used to all of the attention. He really is a cutie.


Star Wars Gift Bag Tags

Two years ago, for Walker's Star Wars birthday, I created Yoda tags to attach to the gift bags for the party. Little did I know these bag tags would become so popular on Pinterest!

To date, these tags have been repinned almost 500 times!!!

So I thought since there's so much interest, I'd add them to my Etsy shop. So now, for just $8.00 - you can receive the file electronically and print them for yourself! I jazzed them up a bit with some sliver glitter puff paint on the light saber and some silver ribbon to attach to the dollar store bags. Print as many or as few as you want!

So, if you are planning a Star Wars party, check them out! And may the force be with you!